AI-POWERED FINTECH
AI-Powered FinTech
for the Middle Market
Institutional-grade business intelligence tools built for the companies and advisors that drive the real economy. Valuations. Deal modeling. Due diligence. Transaction infrastructure. No brokerage. No advisory agenda. Just the analysis.
VEMLogic is an independent FinTech platform. We don't broker deals, manage advisory engagements, or sell financial services. We build AI-powered analytical tools grounded in institutional methodology and published market data. Our only incentive is accuracy. From growth-stage companies preparing for their first institutional transaction to established mid-market firms managing complex deal structures — VEMLogic delivers the intelligence layer.
THE PLATFORM
Value. Model. Assess. Close.
Four tools that map to the deal lifecycle. Each built on the same institutional methodology. Each priced for the businesses that actually need them.
Business Valuations
AI-powered Calculations of Value using three-approach methodology. Dual-AI consensus verification. Market multiples calibrated against published transaction data. Professional PDF reports in minutes.
Starting at $399.95 — Learn MoreValue Modeler
Interactive deal modeling built on your actual valuation data. Scenario comparison, exit readiness scoring, cost-of-delay analysis, and industry benchmarking across five dimensions.
Standalone at $500 — Included with ProfessionalBrownfield Due Diligence
AI-powered environmental risk analysis for brownfield acquisitions. Four-stage gate system from initial screening through closing support. Structured Go/No-Go recommendations.
Starting at $500 — Learn MoreSecure Data Rooms
Automated due diligence data rooms purpose-built for small business M&A. Organized document structure. Granular access controls. Deal activity tracking.
Starter at $99/mo | Professional at $199/mo
Learn MoreWHY VEMLOGIC
The Methodology Behind the Number
Institutional data. Independent analysis. Mathematical verification.
No Conflicts. No Agenda.
Most valuation tools are lead generators for brokerages, advisory firms, or lenders. VEMLogic is an independent FinTech platform. We don't broker transactions or represent buyers or sellers. Our only product is the analysis — which means our only incentive is to get the number right.
Dual-AI Consensus Engine
Every valuation is independently computed by two independent AI models. When both converge, you can trust the number. When they diverge, a human analyst reviews before delivery.
Institutional Data Sources
Market multiples calibrated against published data from Kroll, Damodaran, Pepperdine, RMA, IRS, and SEC EDGAR. Not proprietary algorithms trained on unknown data. Published, citable sources.
Mathematical Verification
Every computation is derived algorithmically from source financial data. The engine independently recomputes every value and flags any discrepancy before delivery. No manual overrides.
BUILT FOR
Intelligence for Every Seat at the Table
Business Owners
Know what your business is worth before you negotiate. Plan your exit. Model the deal. Assess acquisition targets. From first transaction to growth-stage M&A.
Business Brokers & M&A Advisors
Defensible listing prices backed by institutional methodology. Professional reports your clients can present to lenders, buyers, and partners.
CPAs & Financial Advisors
Supplement your advisory practice with AI-powered analytical tools. Three-approach valuation methodology following AICPA SSVS No. 1 standards.
Attorneys
Transaction support, buy-sell agreements, goodwill allocation, and SBA lending valuations. Clear methodology. Documented assumptions. Defensible conclusions.
Lenders & SBA Partners
SBA 7(a) change-of-ownership valuations delivered in minutes. Professional reports that meet lender documentation requirements for transactions under $5 million.
INSTITUTIONAL DATA SOURCES
Grounded in the Same Data Used by Professional Valuators
Kroll Cost of Capital Navigator
Risk-free rate, equity risk premiums, size premiums, and industry risk adjustments
Damodaran Online (NYU Stern)
Industry betas, margins, multiples, and cost of capital data across 228 NAICS-indexed benchmarks
Pepperdine Private Capital Markets Project
Cost of capital surveys, required rates of return, and private transaction data (2022-2025)
RMA Annual Statement Studies
Industry financial ratio benchmarks and composite data via completed professional valuations
IRS Statistics of Income
Industry profit margins, asset ratios, and financial benchmarks from federal tax data
SEC EDGAR Fairness Opinions
Comparable transaction data sourced from publicly filed fairness opinions
VEMLogic is not affiliated with or endorsed by any of the above organizations.
Ready to Put Institutional
Tools to Work?
AI-powered FinTech for the middle market. Independent analysis. Published data. Verified results.