Effective Date: January 1, 2026 · Last Updated: March 2026
By accessing or using VEMLogic.ai (the “Platform”), you agree to be bound by these Terms of Service (“Terms”). These Terms constitute a legally binding agreement between you and Valuation Equity Metrics, LLC (“VEM Logic,” “we,” “us,” or “our”), a Florida limited liability company. If you do not agree to these Terms in their entirety, you may not access or use the Platform or our services in any capacity.
VEM Logic provides AI-powered business valuation reports for privately held companies. Our reports are prepared as a “Calculation of Value” engagement under the American Institute of Certified Public Accountants (AICPA) Standards for Valuation Services (AICPA SSVS). Every report undergoes a proprietary dual AI review process in which two independent AI systems cross-validate all conclusions for accuracy, consistency, and defensibility, designed to meet or exceed the NAVIS Computational Valuation Standard (NAVIS CVS).
Our reports are NOT:
Our valuation reports are informational tools designed to provide an independent estimate of business value based on the data you provide and publicly available market data. They are intended for internal planning, negotiation support, lending decisions, and general business purposes. Users requiring certified USPAP appraisals, legal opinions, or tax advice must engage the appropriate independently licensed professional.
To use our services, you must create an account through our authentication provider, Clerk. By creating an account, you represent and warrant that:
You must notify us immediately at reports@vemlogic.ai if you suspect any unauthorized access to or use of your account. VEM Logic shall not be liable for any loss or damage arising from your failure to maintain account security.
The accuracy and reliability of your valuation report depend entirely on the accuracy and completeness of the financial data and business information you submit. By submitting information to VEM Logic, you represent and warrant that:
VEM Logic accepts no responsibility for valuation conclusions based on inaccurate, incomplete, fraudulent, or misleading data provided by the client. If you discover an error in your submitted data after report delivery, contact us immediately and we will work with you to issue a corrected report.
All payments are processed securely through Stripe, a PCI DSS Level 1 certified payment processor. By placing an order, you authorize us to charge the applicable fee to your selected payment method.
Essentials Report
$399.95
Professional Report
$999.95
All sales are final once report generation has begun. If you discover an error in the data you submitted, contact us at reports@vemlogic.ai and we will work with you to correct the report. Refund requests submitted before report generation begins will be evaluated on a case-by-case basis. VEM Logic reserves the right to decline refund requests once computational resources have been committed to report generation.
Reports are delivered as PDF documents through the Platform via secure, encrypted download links.
Delivery timelines begin when all required financial documents have been uploaded and our team confirms completeness. Incomplete or deficient submissions will delay delivery. We will notify you if additional information is required. Delivery timelines are estimates, not guarantees, and VEM Logic shall not be liable for delays caused by incomplete submissions, third-party service interruptions, or force majeure events.
Upon delivery and full payment, you receive a non-exclusive, non-transferable, non-sublicensable license to use your valuation report for the purpose stated in your order. You may share the report with your advisors, attorneys, accountants, and prospective buyers or lenders as reasonably necessary for your stated purpose.
VEM Logic retains all intellectual property rights — including patents, copyrights, trade secrets, and proprietary methodologies — in its valuation methodology, algorithms, AI review processes, report templates, analytical frameworks, scoring models, and proprietary processes. No part of the Platform, report template design, dual AI review system, analytical engine, or underlying technology may be reproduced, decompiled, reverse-engineered, disassembled, or distributed without our prior written consent.
You retain full ownership of all financial data and documents you upload to the Platform. We claim no ownership interest in your business data. Upon request, we will return or destroy all copies of your data in accordance with our Privacy Policy.
VEM Logic treats all client data as strictly confidential. We will not disclose any information about your business, your financial data, or the existence of your engagement with VEM Logic to any third party except as specifically described in our Privacy Policy.
You acknowledge that our valuation reports contain proprietary methodologies and analysis. You agree not to publicly disseminate, publish on the internet, or share our reports in any forum or medium that would make the report publicly accessible, except as required by law or regulatory obligation. This restriction does not apply to sharing with your own professional advisors, lenders, or prospective transaction counterparties for the stated purpose of your engagement.
Our valuation reports are informational tools based on the data you provide and publicly available market data. The accuracy and reliability of the report are directly dependent on the accuracy and completeness of the information you submit.
VEM Logic is not liable for any business decisions, transactions, negotiations, financing outcomes, or results of any kind based on the conclusions contained in any report. Reports reflect an estimate of value as of a specific date and are inherently subject to change based on market conditions, new information, changes in the business, or the passage of time.
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW:
VEM Logic's total aggregate liability for any and all claims arising from or related to our services, whether in contract, tort (including negligence), strict liability, or any other legal theory, shall not exceed the fee actually paid by you for the specific report giving rise to the claim. In no event shall VEM Logic, its officers, directors, members, employees, agents, or contractors be liable for any indirect, incidental, consequential, special, exemplary, or punitive damages, including but not limited to loss of profits, loss of business opportunities, loss of goodwill, or loss of data, regardless of whether such damages were foreseeable or whether VEM Logic was advised of the possibility of such damages.
You agree to indemnify, defend, and hold harmless VEM Logic, its officers, directors, members, employees, agents, and contractors from and against any and all claims, damages, losses, liabilities, costs, and expenses (including reasonable attorneys' fees) arising out of or related to: (a) your use of the Platform or services; (b) your breach of these Terms; (c) any inaccurate, fraudulent, or misleading data you submit; (d) your violation of any applicable law or regulation; or (e) any third-party claim arising from your use of a valuation report, including but not limited to claims by transaction counterparties, lenders, investors, or regulatory authorities.
You agree not to use the Platform or our services to:
Violation of these prohibitions may result in immediate account termination, forfeiture of any fees paid, and referral to appropriate legal or regulatory authorities.
Your personal information and financial documents are handled in accordance with our Privacy Policy. All financial documents are encrypted using AES-256 encryption at rest and TLS 1.3 in transit, stored in isolated private data rooms on SOC 2 Type II certified infrastructure, and retained in accordance with our Security Policy. Your data is never used to train AI models, never shared with advertisers or data brokers, and never co-mingled with any other client's data.
VEM Logic operates a referral partner program for qualified professionals including CPAs, business brokers, lenders, financial advisors, and attorneys. Partners earn commissions on client referrals that result in completed report orders. Commission rates, payment terms, and program conditions are governed by individual partner agreements. VEM Logic reserves the right to modify commission rates and program terms with thirty (30) days' written notice to active partners. Partner relationships do not create an agency, employment, joint venture, or franchise relationship between VEM Logic and any partner.
THE PLATFORM AND ALL SERVICES ARE PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, OR STATUTORY, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, ACCURACY, AND NON-INFRINGEMENT. VEM LOGIC DOES NOT WARRANT THAT THE PLATFORM WILL BE UNINTERRUPTED, ERROR-FREE, OR FREE OF HARMFUL COMPONENTS. VEM LOGIC MAKES NO REPRESENTATION OR WARRANTY REGARDING THE ACCURACY OR COMPLETENESS OF ANY VALUATION CONCLUSION, WHICH IS INHERENTLY AN ESTIMATE BASED ON THE DATA PROVIDED.
VEM Logic may suspend or terminate your access to the Platform at any time, with or without cause, upon written notice. In the event of termination, you will retain access to any previously delivered reports. If we terminate your account without cause before a paid report has been delivered, you will receive a full refund of fees paid for undelivered reports. Sections 7 (Intellectual Property), 8 (Confidentiality), 9 (Limitation of Liability), 10 (Indemnification), and 16 (Governing Law) shall survive termination of these Terms.
We reserve the right to update or modify these Terms at any time. Material changes will be posted on this page with an updated effective date and communicated to active users by email at least thirty (30) days before taking effect. Your continued use of the Platform after any modifications constitutes acceptance of the revised Terms. If you do not agree to the modified Terms, you must discontinue use of the Platform.
These Terms are governed by and construed in accordance with the laws of the State of Florida, without regard to conflict of law principles. Any dispute, claim, or controversy arising out of or relating to these Terms or your use of the Platform shall be resolved as follows:
If any provision of these Terms is held to be invalid, illegal, or unenforceable, the remaining provisions shall remain in full force and effect. These Terms, together with the Privacy Policy and Security Policy, constitute the entire agreement between you and VEM Logic regarding your use of the Platform and supersede all prior agreements, understandings, and communications, whether written or oral.
For questions about these Terms of Service, contact us at: